Property & Casualty Risk Management Program - Designed exclusively for Value Place Franchisees

In 2006 IMA was named “Preferred Insurance Agency” for the Value Place franchisees. Our Value Place insurance program currently includes the following:

• 117 Value Place hotels
• 21 franchisees
• 27 states
• Over $550,000,000 in assets insured

Value Place Insurance Program Highlights
The Value Place insurance program is national in scope, licensed in all 50 states and underwritten through recognized and approved insurance carriers. The program has the flexibility to protect your entire operations including offices and related entities. We also have programs to effectively insure with difficult exposures and regions, i.e. wind, flood and earthquake. The program design allows for rates and coverages that are often superior to those available on an individual risk basis.

Coverages/Services Available

• Property
• General Liability
• Business Income
• Umbrella
• Builders’ Risk
• Surety Bonds
• Fiduciary Liability
• Crime
• Pollution Coverage
• Directors & Officers Liability
• Employment Practices Liability
• Workers Compensation
• Business Auto
• Homeowners & Auto
• Group Health/Life
• Employee Benefits

Enhanced Coverages

• Property (non-catastrophe locations)
• Property (catastrophe locations)
• General Liability
• Umbrella
• Business Income
• Crime
• Business Auto
• Builders Risk

Aggressive Claims Management

Prompt reporting, early intervention aggressive investigation, timely settlement and excellent communication are the foundation to claims management success. Our dedicated claims professionals and support staff utilize and provide the following:

• Thorough claim investigation principles
• Sophisticated and enhanced computer system capabilities to provide claim data
• Quarterly loss runs by location

Loss Control
It is the goal of IMA to assist Value Place franchisees in managing their safety exposures. We are available to identify your exposures and evaluate solutions together to select the options that will be most effective for you. Our services include the following:   

• Risk control assessment
• Safety consultation
• Safety video library
• OSHA inspection assistance
• Insurance loss control recommendation resolution
• Quarterly safety newsletters