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Specialty Areas | Railroad Rolling Stock

Two major forces in the insurance industry are working together to bring the railroad industry unsurpassed coverage, experience and financial strength.

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  • Trusted advisor and agent
  • 450 associates strong
  • 13th largest privately-held agency in the U.S.
  • Offices in Colorado, Kansas and Texas
  • Experienced service team with thousands of cars currently insured
  • Membership in Assurex and Globex with offices in 48 states, Canada and Mexico

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The Travelers Companies, Inc.

  • One of the most respected carriers in the U.S.
  • Over 33,000 professionals
  • Travelers is the number three writer of commercial U.S. property casualty insurance*
  • Field offices in all 50 states and Canada
  • Total assets of approximately $109.8 billion, shareholders’ equity of $25.3 billion and a total revenue of $24.5 billion, as of December 31, 2008
  • A.M. Best Financial Rating of A+
  • Underwriting and claims specialists to service the railroad industry

* Based on 2008 direct written premium, according to A.M. Best

Client Characteristics

  • Owners and/or Operators of Rolling Stock
  • Leasing of Rolling Stock

Desirable freight carried:

  • Chemical and Allied Products
  • Coal
  • Ethanol
  • Farm Products
  • Food and Kindred Products
  • Lumber and Wood Products
  • Metals and Products
  • Metallic Ores
  • Misc. Mixed Shipments
  • Motor Vehicles and Equipment
  • Non-metallic Minerals
  • Petroleum and Coke
  • Pulp, Paper and Allied Products
  • Stone, Clay and Glass Products
  • Waste and Scrap Materials 

Custom Designed Coverage

  • Physical Damage Limits up to $100 million Per Occurrence
  • Per Occurrence Deductible as low as $2,500
  • No Coinsurance
  • Rerailment Expense
  • Detour and Re-Routing Expense
  • Lease Gap Expense
  • Flat Wheel Coverage 
  • Rental Cost for "Replacement Cars" 
  • Physical Damage to "Replacement Cars"
  • Territory expanded to include Mexico
  • Business Income/Extra Expense Option

To apply for a quote,  click here and follow the simple instructions for completing the application process. An IMA representative will respond within one (1) working day with your quotation.

Questions? Please call us at 1-800-284-9447 or contact us by email :
Kristine Sullivan
, Underwriter
Craig Schumacher, Account Executive 

IMA Purpose: To protect assets and make a difference.

Copyright © 2010 The IMA Financial Group, Inc. All rights reserved.

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