Specialty Areas | Private and Charter Schools

The IMA Charter School Program offers all the traditional lines of coverage associated with a charter school, as well as certain specialty coverages designed exclusively by IMA and made available to charter schools.  We offer a wide array of coverages including the following:

• Educators’ Legal Liability
• Employment Practices’ Liability
• Directors’ and Officers’ Liability
• Field Trip Insurance
• Sporting Activities Coverage
• School Specific Property Enhancements
• Student Accident & Medical
• Corporal Punishment
• Abuse & Molestation
• Terrorism
• Automobile (Bus) Coverage
• Workers’ Compensation

Our staff of experienced benefits professionals can develop your specific benefits program so that it makes sense for your school and your employees. Our leadership and knowledge in all lines of employee benefits will keep your programs running smoothly and your employees happy.

Our clients know that with our extensive library of employee benefits solutions, as well as regulatory and legal updates, IMA goes the extra mile to support them.

IMA's Benefits expertise includes a wide variety of coverage lines, including:

• Insured and self-funded Health Plans
• Group Life Insurance 
• AD&D 
• Dental Plans 
• Vision Plans 
• 401(k), 403(b), Pension, and Profit Sharing 
• Cafeteria Plans 
• Voluntary Benefits 
• Short and Long-Term Disability Plans

Schools serviced through IMA have access to the following services:

• A designated claims representative assigned to each school account
• A claims manual with claims reporting information
• Review of loss runs for claims development on a quarterly basis or as needed
• Tracking of claims with total incurred reserves over $25,000 or whenever red flags or questionable claims are identified
• An IMA claims representative to act as a Liaison between the client and carrier/adjuster with regards to questions/concerns or problem claims

   800.813.0203