Native American Enterprises Insurance Services

Native American Tribal Nations have worked hard to build enterprises and communities to be proud of. The risk management challenges that arise from protecting them are unique and complex. As Tribes continue to diversify, risks become even more challenging. IMA is prepared to work with your Tribe to protect these assets and the revenue streams generated by them. We can help your Tribe take advantage of all that self-governance offers as we advise on managing risk, reducing insurance exposures and crafting Tribal ordinances that protect your profits and your people.

IMA specializes in many of the industries owned and operated by Tribes such as yours. Whether it is a casino, manufacturing plant, hotel, cultural center, construction company, oil and gas operation, government services, or recreational facilities such as campgrounds, marinas, or golf courses, IMA is able to provide a unique perspective in helping you create your risk management solutions.

We believe it is important to first know our clients’ culture and business to better create a customized risk management program to meet those specific needs. IMA offers competitive pricing and provides many specialized services to help manage risk. Our expertise in hospitality, construction, energy, manufacturing, gaming and governmental risks comes from our technical professionals who bring many years of industry-specific knowledge to the table.

Our associates examine issues from all angles and creatively address and solve problems. In addition, because of IMA’s global reach, our team members have access to an incredibly wide range of products and services.

Capabilities

• Property and liability
• Business interruption
• Workers’ compensation: Workers’ compensation is available in two distinct formats, both in and out of the state system. Out of the state system recognizes the inherent sovereignty of an Indian Nation in the exercise of certain freedoms from state regulation. The flexibility to vary deductible and self-insured retention (SIR) levels further enhances our ability to meet exacting customer requirements.
• Safety and claims management: Tribal control over claims administration and support for a Tribal Court System
• Employee benefits
• Tribal controlled insurance programs
• Environmental
• Self insurance
• Tribal officials errors and omissions
• Wellness programs
• Police professional
• Medical professional

Native American Casino Expertise

IMA works actively with casinos owned by Tribal Nations and understands the diversity and cultural sensitivity necessary for success. Our specialized services for Tribal Nation casinos include:

• An understanding of Tribal sovereignty on and off reservation
• A review of Tribal tort ordinances and state compacts
• Establishing 24-hour claim reporting and emergency services
• Claim administration support for a Tribal Court System
• Coordination with the Federal Tort Claim Act