Hotel Insurance Services from IMA, Inc.

IMA provides risk management and insurance coverages tailored to our hotel clients across the United States, handling complex risks with knowledge, service and leadership. Our expertise ranges from proprietary coverage programs to catastrophic perils of earthquake, flood and windstorm to captives and special risk alternatives.

Through our risk assessment process, IMA brings a collaborative approach by helping its hotel clients implement and continually measure insurance cost reduction strategies, improve coverage and reach expert resources. What does this collaborative approach mean to you?

• Coverages and markets tailored to your specific needs
• Experienced risk management professionals to assist you in critical claims mitigation
• Loss Reduction through targeted claims management strategies
• The potential for premium reduction as a result of decreased claims costs

Loss Control for the Hospitality Industry

IMA works closely with hospitality clients to design plans to help prevent and mitigate loss. Our process allows us to identify the risks facing your organization; both big and small. We then are able to act as your out-sourced risk management department to prioritize objectives and create custom service plans that help hotel owners and management teams achieve their risk management goals.

Resources available to assist clients include, but are not limited to:

• Customization of corporate loss prevention program to standardize procedures across multiple flags, allowing for better control and consistency at remote locations
• On-line and written training materials in Spanish and English
• Customizable In-House and Train-the-Trainer sessions
• Accountability programs and safety committee support
• Food & Beverage specific resources and training
• Safety & Security audits, as well as support to implement changes
• OSHA, NFPA and regulatory compliance assistance
• Accident Investigation training
• Return-to-Work, Cost Containment & Grant Application assistance
• Emergency Response and Disaster Recovery Planning

Portfolio Growth and & New Development

At IMA, we have the experience to manage your insurance needs related to portfolio acquisition and new construction. IMA offers specialized services including:

• Owner Controlled Insurance Program (OCIP) – Specialized department with the ability to place insurance coverage and administer the program
• Builders Risk– Construction expertise to customize and create programs based on the specific needs of the project
• Contract Review*– The IMA Contract Administration team offers clients access to contract review within the scope of insurance and risk management.
• Surety – Nationally recognized surety professionals to assist with all your bond needs ranging from utility/ municipal bonds to construction bonds for your contractors
• Due Diligence Assistance – Review existing insurance program including coverages, structure, and past claims performance to determine potential financial impact of the acquisition
• Risk Management Implementation – Thorough review of claims and safety program to ensure consistency with corporate risk management program

*Contracts are legal and binding documents. IMA, by conducting contract reviews, is not offering legal services to our clients. No other sections or provisions of the contract will be reviewed. IMA’s review does not replace the insured’s need to have their attorney review all contracts prior to signing the agreement.