An Insurance Program designed exclusively for Home Hospice Agencies.  

The home hospice industry is a specialized industry that requires specialized insurance.  IMA, Inc. has a program designed specifically to address the unique risks encountered by companies operating in this field.  This program combines the strength and stability of financially strong carriers who are committed to the home hospice industry.

Complete Liability Coverage Highlights:

• Exclusive through IMA
• One form including:
  • Primary General Liability/Professional Liability with $1M/$3M limits
  • Abuse/Molestation included in limit above
• Occurrence Coverage with full prior acts available
• Includes Medical Directors coverage
• Defense Cost In addition to limits
• Bodily Injury includes mental anguish & mental injury
• In-Patient Care included
• Punitive Damages Included where insurable by law
• “Who is an Insured” includes employees, volunteers, student interns and independent contractors
• Low Minimum Premiums & Deductibles
• Employee Benefit Liability, with $1M/$1M limits
• Hired & Non-owned Automobile Liability, with $1M limit
• Up to $10 Mil Limits Available

The following coverages are available, subject to limits:

• Patient Loss of Property
• Emergency Evacuation Reimbursement
• Public Relations Expenses
• HIPAA Violations

Other Coverages Available:

• Property & Business Income
• Computer Coverage
• Equipment Breakdown
• Crime including 3rd party Bonding
• Owned Automobile
• Workers Compensation
• Employee Benefits

IMA Advantage

• Employee Ownership – allows more investment in our associates and clients
• Dedicated Health Care team with a passion for superior service
• Marketing facilitated by senior team members