Employee Benefits Solutions

The group insurance industry has changed dramatically.  As carriers consolidate and plan offerings dwindle, the transactional broker model offers less value to the client.  The cost for providing group insurance and the burden placed on the employer continues to escalate.  At the same time, human resource departments do more with fewer resources.

IMA understands the changes.  We believe employers need proactive assistance and innovative capabilities from their consultant that exceed what brokers typically offer.  Some of the value-added resources that you can expect from IMA include:

• HRconnection - a tool that lets employers communicate customized benefits and other important company information to employees via the internet.
• MyWave - a personalized website devoted to helping clients with plan administration, communication and legal issues.
• Decision Master Warehouse - an internet-based tool for analyzing group medical plans. 
• Custom Communications - materials provided by IMA that help employees understand their benefit plans.
• Compliance Guidance - comprehensive guidance on federal legislation such as COBRA, HIPAA, HIPAA Privacy Rules.
• IMA Life IQ^SM - a groundbreaking new program from the IMA Health Risk Management^SM practice that helps guide companies and their employees toward healthier lifestyles and lowered healthcare costs.

Our staff of experienced benefits professionals can develop benefits programs that make sense for your company and your employees. We have specialists in all lines of employee benefits, with the experience and know-how to keep your programs running smoothly and your employees happy.

IMA specializes in a wide variety of plans and lines of coverage, including:

• Insured and self-funded health plans
• Group life insurance
• AD&D
• Dental plans
• Vision plans
• 401(k), 403(b), pension, and profit sharing
• Cafeteria plans
• Voluntary benefits
• Short and long term disability plans

Our goal is to utilize these tools and resources, coupled with the extensive knowledge of our people, to become a strategic partner of the Human Resource Team in the long term management of employee benefit programs.